If we can say of any man, or of any set of people, “Ye are saved,” we shall have to preface it with the words, “By grace.” There is no other present salvation except that which begins and ends with grace. As far as I know, I do not think that any one in the wide world pretends to preach or to possess a present salvation, except those who believe salvation to be all of grace. No one in the Church of Rome claims to be now saved—completely and eternally saved. Such a