must be maintained in all discussions on salvation.101 The full perspective is that God is the initiator and principal actor in salvation, and we should never think that salvation originated with us (cf. 1 John 4:9–10). God, however, has given humanity a sense of freedom and requires us to make a choice. Accordingly, people are responsible for their believing. It is unproductive theological speculation, therefore, to minimize either the role of God or of humanity in the salvation process. The Bible