QUESTION—To what does the neuter pronoun τοῦτο ‘this’ refer? 1. It refers not to the main topic of salvation but to the subordinate one of ‘faith’ [Can, Gd, Ho, NTC, Si, We]: and indeed this faith does not even arise from within yourselves as its source. The fact that τοῦτο ‘this’ is neuter gender and πίστις ‘faith’ is feminine is no argument against this. Classical Greek also has instances of a neuter gender demonstrative pronoun referring to a substantive of masculine or feminine gender when