Bottom line: The word retirement should not be an exit sign, but a door into something fresh, new, and exciting. We are in a massive generational changing of the guard, and boomers will redefine the traditional notion of retirement as they reach that top floor in the mall of life. Frankly, retirement is a four-letter word for us, if you listen to most boomers you ask about it. The word smacks of lying on the couch or beach and doing nothing. Dr. Richard Luker, a social psychologist and expert on