right across the grain of a lot of financial planning. Is it good, wise, and prudent to have a financial plan? Of course it is. The Lord has told us He wants to be good stewards of our finances. But we aren’t talking about “normal times”—we’re looking at life in famine. In a famine everything dries up. The root cause of a famine is no rain. Drought comes before famine. There can be other factors that wipe out a crop or a harvest. Locusts can eat it, hail can destroy it, and boll weevils can ruin it.