not just the hope of financial knowledge and good budgeting practices, but the hope that is found in the profound presence, promises, power, wisdom, and grace of the Redeemer, the Lord Jesus Christ. Your Savior will never mock your foolishness. He’ll never tell you that you’re getting just what you deserve. He won’t tire of your mistakes or get irritated because you’re stubborn. He won’t tell you that working with you is wasting his time. He won’t ever quit, turn his back, and walk away. He lavishes