another thing in our lives, given to us by God but to be used for his purpose and pleasure. Why is it easier to make a purchase for ourselves than to give the same amount of money to someone in need? Why do most of us own more clothes than we need or eat more food than is healthy? Why do we envy wealthy people? Why do many of us cheat a little bit on our taxes? Why are many of us in greater debt than we should be? Why are we carrying so many credit cards with such large balances? Why have our cars quit