investments are those that are safe and permanent; if we are wise, we will spend our time preparing for that which lasts forever. What is life but preparation for eternity? I once read a tragic story about people enjoying themselves on the top stories of a tall apartment building, not knowing that there was a fire burning on the lower floors. Just so, many are enjoying life, comfortably ignoring the fact that their death is not only inevitable, but much nearer than they think. Though there are many uncertainties