The opposite of freedom is bondage, restriction, and limited options. I have spent four decades helping people of all ages and income levels find financial freedom. This outcome is achieved by focusing on the one key—spending less than you make and doing it for a long time. The following pages have a similar format. Each chapter begins with ideas on how to think biblically about the topic (taxes, giving, investments, etc.) and then gives clear directions on how to determine your own amount for each