as what is due. But to the one who does not work, but believes in Him who justifies the ungodly, his faith is reckoned as righteousness. (Rom. 4:4–5) Most people I know look forward to payday. You do, too, right? For a week, or perhaps a two-week period, you give time and effort to your job. When payday arrives, you receive a hard-earned, well-deserved paycheck. I have never met anyone who bows and scrapes before his boss, saying, “Thank you. Oh, thank you for this wonderful, undeserved gift. How can