²⁵If thou lend money to any of my people with thee that is poor, thou shalt not be to him as a creditor; neither shall ye lay upon him interest. ²⁶If thou at all take thy neighbor’s garment to pledge, thou shalt restore it unto him before the sun goeth down: ²⁷for that is his only covering, it is his garment for his skin: wherein shall he sleep? and it shall come to pass, when he crieth unto me, that I will hear; for I am gracious.

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ESVEnglish Standard Version

“If you lend money to any of my people with you who is poor, you shall not be like a moneylender to him, and you shall not exact interest from him. If ever you take your neighbor’s cloak in pledge, you shall return it to him before the sun goes down, for that is his only covering, and it is his cloak for his body; in what else shall he sleep? And if he cries to me, I will hear, for I am compassionate.

NIVNew International Version (2011)

“If you lend money to one of my people among you who is needy, do not treat it like a business deal; charge no interest. If you take your neighbor’s cloak as a pledge, return it by sunset, because that cloak is the only covering your neighbor has. What else can they sleep in? When they cry out to me, I will hear, for I am compassionate.

CSBChristian Standard Bible

“If you lend silver to my people, to the poor person among you, you must not be like a creditor to him; you must not charge him interest.

“If you ever take your neighbor’s cloak as collateral, return it to him before sunset. For it is his only covering; it is the clothing for his body. What will he sleep in? And if he cries out to me, I will listen because I am gracious.

NLTNew Living Translation

“If you lend money to any of my people who are in need, do not charge interest as a money lender would. If you take your neighbor’s cloak as security for a loan, you must return it before sunset. This coat may be the only blanket your neighbor has. How can a person sleep without it? If you do not return it and your neighbor cries out to me for help, then I will hear, for I am merciful.

LEBThe Lexham English Bible

“ ‘If you lend money to my people, to the needy with you, you will not be to him as a creditor; you will not charge him interest. If indeed you require the cloak of your neighbor as a pledge, you will return it to him at sundown, because it is his only garment; it is his cloak for his skin. In what will he sleep? And when he cries out to me, I will hear, because I am gracious.

KJV 1900King James Version

If thou lend money to any of my people that is poor by thee, thou shalt not be to him as an usurer, neither shalt thou lay upon him usury. If thou at all take thy neighbour’s raiment to pledge, thou shalt deliver it unto him by that the sun goeth down: For that is his covering only, it is his raiment for his skin: wherein shall he sleep? and it shall come to pass, when he crieth unto me, that I will hear; for I am gracious.

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