Ecclesiastes 5:13–15

There is a grievous evil that I have seen under the sun: riches were kept by their owner to his hurt, and those riches were lost in a bad venture. And he is father of a son, but he has nothing in his hand. As he came from his mother’s womb he shall go again, naked as he came, and shall take nothing for his toil that he may carry away in his hand.

I have seen a grievous evil under the sun:

wealth hoarded to the harm of its owners,

or wealth lost through some misfortune,

so that when they have children

there is nothing left for them to inherit.

Everyone comes naked from their mother’s womb,

and as everyone comes, so they depart.

They take nothing from their toil

that they can carry in their hands.

There is a sickening tragedy I have seen under the sun: wealth kept by its owner to his harm. That wealth was lost in a bad venture, so when he fathered a son, he was empty-handed. As he came from his mother’s womb, so he will go again, naked as he came; he will take nothing for his efforts that he can carry in his hands.

There is another serious problem I have seen under the sun. Hoarding riches harms the saver. Money is put into risky investments that turn sour, and everything is lost. In the end, there is nothing left to pass on to one’s children. We all come to the end of our lives as naked and empty-handed as on the day we were born. We can’t take our riches with us.

There is a sore evil which I have seen under the sun, namely, riches kept for the owners thereof to their hurt. But those riches perish by evil travail: and he begetteth a son, and there is nothing in his hand. As he came forth of his mother’s womb, naked shall he return to go as he came, and shall take nothing of his labour, which he may carry away in his hand.