12 The prudent see danger and take refuge,

but the simple keep going and pay the penalty.

13 Take the garment of one who puts up security for a stranger;

hold it in pledge if it is done for an outsider.

12 A prudent man foreseeth the evil, and hideth himself; But the simple pass on, and are punished. 13 Take his garment that is surety for a stranger, And take a pledge of him for a strange woman.

12 A prudent person foresees danger and takes precautions.

The simpleton goes blindly on and suffers the consequences.

13 Get security from someone who guarantees a stranger’s debt.

Get a deposit if he does it for foreigners.

12 A prudent man foresees evil and hides himself;

The simple pass on and are punished.

13 Take the garment of him who is surety for a stranger,

And hold it in pledge when he is surety for a seductress.

12 The wise see danger ahead and avoid it,

but fools keep going and get into trouble.

13 Take the coat of someone who promises to pay a stranger’s loan,

and keep it until he pays what the stranger owes.

12 A prudent man seeth the evil, and hideth himself;

But the simple pass on, and suffer for it.

13 Take his garment that is surety for a stranger;

And hold him in pledge that is surety for a foreign woman.

12 A prudent man seeth the evil, and hideth himself; the simple pass on, and are punished.

13 Take his garment that is become surety for another, and hold him in pledge for a strange woman.

12 Sensible people foresee trouble and hide. 

Gullible people go ahead ⸤and⸥ suffer. 

13 Hold on to the garment of one who guarantees a stranger’s loan, 

and hold responsible the person 

who makes a loan in behalf of a foreigner. 

12 A sensible person sees danger and takes cover;

the inexperienced keep going and are punished.

13 Take his garment,

for he has put up security for a stranger;

get collateral if it is for foreigners.

12 The clever see danger and hide;

but the simple go on, and suffer for it.

13 Take the garment of one who has given surety for a stranger;

seize the pledge given as surety for foreigners.

12 When the clever sees danger, he hides;

the simple go on and suffer.

13 Take his garment, for he gives surety to a stranger,

and to an adulteress—so take his pledge.

12 Wise people see danger and go to a safe place.

But childish people keep on going and suffer for it.

13 Take the coat of one who puts up money for what a stranger owes.

Hold it until you get paid back if he does it for a woman who commits adultery.

12 A prudent man sees evil and hides himself,

The naive proceed and pay the penalty.

13 Take his garment when he becomes surety for a stranger;

And for an adulterous woman hold him in pledge.